Business finance
Business Loans For Prestige and Exotic Car Dealers
Working capital, equipment, and growth finance for prestige and exotic car dealers — matched to your revenue and time trading, not a generic credit score.
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How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for prestige and exotic car dealers and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for premium stock, fit-out, and the experience your brand is built on.
- Working capital that respects seasonal and high-value inventory cycles.
- One application across lenders comfortable with premium retail.
How it works
Simple next steps
- 1Tell us what you need to fund and your trading history.
- 2We match it to lenders that understand high-value retail.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Prestige and Exotic Car Dealers
Prestige and exotic dealers live on floorplan and working capital, with average finance needs around the ~$250,000 mark reflecting the value of a single car. Floorplan finance funds stock so your own cash is not locked in a car waiting for its buyer, while working capital covers the gap between buying, preparing and settling a sale. With stock turns that can stretch for months on rare cars, having the right facility is what lets you hold the right inventory without strangling your cash.
Common questions
Prestige and Exotic Car Dealers — business loan questions
How does floorplan finance work for a prestige dealer?
It funds your stock so cash is not tied up in cars on the showroom floor, with the facility repaid as each car sells. For high-value inventory that can take time to move, it frees you to source the right cars. Cockatoo helps match you to a lender that understands prestige and exotic stock.
Can finance cover a rare car that may take months to sell?
Lenders who understand this market expect longer stock turns on rare and exotic vehicles. Demonstrating the car's value, provenance and your track record of moving stock matters more than a fast turnaround. The right facility is structured for that reality.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.