Business insurance
Insurance For Physiotherapists
Compare business insurance built around the real risks physiotherapists face — and line up the right cover before your renewal.
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for physiotherapists and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Professional indemnity and public liability built around client and patient care.
- Cover for your practice, records, and the duty of care you carry.
- A renewal review before rollover, so cover keeps pace with your services.
How it works
Simple next steps
- 1Tell us your services, client types, and renewal month.
- 2We match you to a broker who insures health and care providers.
- 3You review the cover and only switch if it fits better.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Physiotherapists
A physiotherapy clinic's biggest exposure is the treatment itself. Professional indemnity is essential — it covers claims arising from your hands-on treatment, advice and rehab programs. Public liability protects you if a client is injured in the clinic, and contents cover protects your tables, equipment and fit-out. Add workers' compensation once you employ physios or reception staff. With many policies renewing around 30 June, it pays to review your cover before the new financial year so your indemnity limits keep pace with your caseload.
Common questions
Physiotherapists — insurance questions
Why is professional indemnity so important for physios?
Because your treatment is hands-on — a claim can arise from an injury or a poor outcome attributed to your care. Professional indemnity is the cover that responds to those allegations, and most referral and health-fund arrangements expect you to hold it.
When should I review my clinic's cover?
Many small-business policies renew around 30 June, so review in May or June. Cockatoo can help match you to a broker who understands allied health rather than treating your clinic like a generic office.
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Get matched to the right broker
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.