Business insurance
Insurance For Photographers
Compare business insurance built around the real risks photographers face — and line up the right cover before your renewal.
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for photographers and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Professional indemnity cover for the advice and services your clients rely on.
- Cover for cyber, client data, and the office you run — not just physical risk.
- A renewal review before your policy rolls over, so cover keeps pace with your work.
How it works
Simple next steps
- 1Tell us your services, client types, and renewal month.
- 2We match you to a broker who insures professional practices.
- 3You review the cover and only switch if it fits better.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Photographers
A photographer's risk sits in two places — the kit and the client. Equipment cover protects expensive bodies, lenses and lighting against theft, damage and loss on location, where gear is most exposed. Public liability matters the moment you are working at a venue or event, and professional indemnity covers you if a wedding gallery is lost or a client disputes the deliverables. Add workers' compensation once you bring on second shooters or assistants. With many policies renewing around 30 June, review your cover before the new financial year.
Common questions
Photographers — insurance questions
What happens if my gear is stolen or damaged on a shoot?
That is exactly what equipment cover is for — theft, accidental damage and loss away from home are core risks for photographers working on location. Make sure your sum insured reflects the real replacement cost of your bodies and lenses.
Do I need cover if I lose a client's photos?
Professional indemnity is worth having for this — a corrupted card or lost wedding gallery can lead to a serious claim. Cockatoo can help match you to a broker who understands creative and event work.
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Get matched to the right broker
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.