Business insurance
Insurance For Panel Beaters & Smash Repairs
Compare business insurance built around the real risks panel beaters & smash repairs face — and line up the right cover before your renewal.
Trusted by 1,200+
Australian trades
Cancel anytime
Local support team
Vetted partners only
How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for panel beaters & smash repairs and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Cover for the workshop, hoists, diagnostic gear, and customer vehicles in your care.
- Protection for faulty-work claims and damage to vehicles you service or store.
- A renewal review before your policy rolls over, so you're not overpaying on autopilot.
How it works
Simple next steps
- 1Tell us your workshop setup, equipment, and renewal month.
- 2We match you to a broker who insures motor trades.
- 3You review the options and only switch if it's a better fit.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Panel Beaters & Smash Repairs
A smash repair workshop faces a stack of risks at once — you hold customers' vehicles, run spray booths and welders with paint and fuel on site, and have staff working with heavy gear. Public liability is the core cover if property is damaged or someone is hurt, alongside cover for customers' vehicles in your care, custody and control, plant and tool cover, and contents and stock cover. With staff, workers' compensation is required.
Fire, paint and solvent storage make property cover especially important, and you will want to be sure customers' cars are covered while in your hands. Premiums for a smash repair workshop often sit around the ~$1,300 mark, and with many policies renewing around 30 June, it pays to review your cover before the new financial year so a booth fire or a damaged customer vehicle does not come straight out of your pocket.
Common questions
Panel Beaters & Smash Repairs — insurance questions
What insurance does a smash repairer need?
Public liability, cover for customers' vehicles in your care, custody and control, plant and tool cover, and contents and stock cover are the core. With staff, workers' compensation is legally required, and fire cover matters given the paint and solvents on site.
Are customers' cars covered while in my workshop?
Standard policies do not automatically cover vehicles in your care, custody and control, so you need a specific extension for cars left with you for repair. Reviewing this before your 30 June renewal avoids a costly gap if a customer's car is damaged, stolen or caught in a fire on your premises.
More for Panel Beaters & Smash Repairs
Other ways we help
Business finance
Business Loans For Panel Beaters & Smash Repairs
Working capital, equipment, and growth finance for panel beaters & smash repairs — matched to your revenue and time trading, not a generic credit score.
View business loansGet found and win work
Marketing For Panel Beaters & Smash Repairs
Everything panel beaters & smash repairs need to get found and win work online — websites, SEO, Google Ads, and logo design.
View marketingAutomation & AI agents
AI For Panel Beaters & Smash Repairs
Put AI to work for panel beaters & smash repairs — automate the busywork, answer enquiries around the clock, and free your team for the jobs that pay.
View aiRelated industries
Other industries we help
Get matched to the right broker
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.