Business insurance
Insurance For Music & Dance Schools
Compare business insurance built around the real risks music & dance schools face — and line up the right cover before your renewal.
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for music & dance schools and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Straightforward cover for the liability, property, and people your business relies on.
- Plain-English help matching cover to how you actually operate.
- A renewal review before rollover, so you're not overpaying on autopilot.
How it works
Simple next steps
- 1Tell us what your business does and when your cover renews.
- 2We match you to a broker who explains the options simply.
- 3You review the cover and only switch if it fits better.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Music & Dance Schools
Teaching children and adults in a physical studio carries genuine risk, so cover matters. Public liability is the foundation — a student injured during a dance class, a slip in the studio, or a parent hurt in your waiting area can all lead to a claim, and many venues and events require it. Professional indemnity covers the teaching and instruction side. Contents and equipment cover protects your instruments, sound systems, mirrors and studio fit-out against damage and theft, and you may want cover for instruments taken off-site to performances. With instructors on the payroll, workers' compensation is required, and working with children brings its own obligations. Many policies renew around 30 June, so review your cover before the new financial year, especially ahead of your concert season.
Common questions
Music & Dance Schools — insurance questions
What insurance does a music or dance school need?
Public liability is essential for student and visitor injuries in the studio, alongside contents and equipment cover for instruments, sound gear and your fit-out. With instructors employed, workers' compensation is also required, and many schools add professional indemnity for the teaching side.
Is cover needed for concerts and off-site performances?
Yes — public liability often needs to extend to off-site venues, and instruments and equipment taken to performances need cover while away from the studio. Cockatoo can match you to a broker who understands school, studio and event risk so your concerts are properly covered.
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Get matched to the right broker
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.