Business insurance
Insurance For Motorcycle Dealers
Compare business insurance built around the real risks motorcycle dealers face — and line up the right cover before your renewal.
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Australian trades
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for motorcycle dealers and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Cover for the workshop, hoists, diagnostic gear, and customer vehicles in your care.
- Protection for faulty-work claims and damage to vehicles you service or store.
- A renewal review before your policy rolls over, so you're not overpaying on autopilot.
How it works
Simple next steps
- 1Tell us your workshop setup, equipment, and renewal month.
- 2We match you to a broker who insures motor trades.
- 3You review the options and only switch if it's a better fit.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Motorcycle Dealers
A motorcycle dealership combines a retail showroom, a workshop and valuable stock, so your cover needs to span all three. Stock and contents cover protects the bikes, parts and accessories on your floor against fire, theft and damage — a serious exposure given the value sitting in the showroom. Public liability covers customers in the showroom and service area, and is essential when people are browsing among machines and your team is moving them. Cover for test rides and bikes in your care, custody and control matters too, since a customer's bike or a demo unit can be damaged on your watch. With mechanics and sales staff on the payroll, workers' compensation is required. Many policies renew around 30 June, so review your stock sums insured before the new financial year, especially after a seasonal inventory build-up.
Common questions
Motorcycle Dealers — insurance questions
What insurance does a motorcycle dealer need?
Stock and contents cover for the bikes and accessories on your floor, public liability for customers in the showroom and workshop, and cover for vehicles in your care such as service bikes and demos. With staff employed, workers' compensation is also required.
Am I covered for test rides and customers' bikes?
Test rides and bikes left for service carry real risk, so you need cover for vehicles in your care, custody and control. Cockatoo can match you to a broker who understands motor-trade and dealership exposures so demos and service machines are properly covered.
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Get matched to the right broker
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.