Business insurance
Insurance For Floor Sanding and Polishing Specialists
Compare business insurance built around the real risks floor sanding and polishing specialists face — and line up the right cover before your renewal.
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for floor sanding and polishing specialists and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Public liability plus cover for the tools, vans, and job sites you rely on every day.
- Protection against on-site damage, injury, and third-party claims — the risks clients ask trades to carry.
- A renewal review timed before your policy rolls over, so you are not auto-renewed on a stale premium.
How it works
Simple next steps
- 1Tell us your trade, the gear you carry, and when your cover renews.
- 2We match you to a broker who insures hands-on trades every day.
- 3You compare the cover and only switch if it beats what you have.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Floor Sanding and Polishing Specialists
Sanding and coating floors carries real risk — you are working in occupied or near-finished homes with power tools, flammable coatings and fine dust. Public liability is the core cover, protecting you if a coat damages a customer's property or someone is hurt on site, alongside tool and equipment cover for your sanders and a contents policy if you run a workshop. If you have employees, workers' compensation is required.
You will also want to think about cover for the flammable solvents and finishes you store and use. Premiums for a small crew often sit around the ~$1,200 mark, and with many trade policies renewing around 30 June, it pays to review your cover before the new financial year so a damaged floor or stolen sander does not come out of your pocket.
Common questions
Floor Sanding and Polishing Specialists — insurance questions
What insurance does a floor sander really need?
Public liability is essential because you work in customers' homes with dust and flammable coatings, and tool cover protects your sanders and edgers. If you employ anyone, workers' compensation is legally required. Many crews carry all three under one trade policy.
Does my cover account for the flammable coatings I use?
It should. Polyurethanes and solvents are a genuine fire and damage risk, so check your policy does not exclude them and that storage and handling meet the insurer's conditions. Reviewing this before your 30 June renewal avoids a nasty surprise on a claim.
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