Business insurance
Insurance For Excavator and Earthmoving Hire Operators
Compare business insurance built around the real risks excavator and earthmoving hire operators face — and line up the right cover before your renewal.
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for excavator and earthmoving hire operators and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Cover for the high-value machinery and equipment your business runs on.
- Protection against breakdown, downtime, and damage that could stop work.
- A renewal review timed before rollover, so major assets aren't underinsured.
How it works
Simple next steps
- 1Tell us your key assets, their value, and your renewal month.
- 2We match you to a broker who insures equipment-heavy operators.
- 3You review the cover and only switch if it's a better fit.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Excavator and Earthmoving Hire Operators
Earthmoving hire carries heavy risk on and off your yard — a machine can be damaged, overturn, hit a service or injure someone on a busy site. You need cover on the plant itself (including in transit and while on hire), public liability for incidents involving your machines and operators, and consideration of underground-services exposure when digging. Operator-related cover, theft cover for plant left on site, and workers' compensation for your team all matter. With hire cover commonly renewing around 30 June, review your plant values and liability limits before the new financial year and after adding machines.
Common questions
Excavator and Earthmoving Hire Operators — insurance questions
Is my machine covered while it is on a customer's site?
Only if your policy covers plant in transit and while on hire or working off-site, including damage and theft. This is essential for earthmoving hire, so confirm it rather than assuming your yard cover follows the machine to site.
What about hitting an underground service while digging?
Striking gas, water, power or comms lines is a real and costly risk in excavation, so check how your liability cover responds to it. Combining the right cover with careful service location and Dial Before You Dig checks is the safest approach.
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Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.