Business insurance
Insurance For Earthmoving & Excavation Contractors
Compare business insurance built around the real risks earthmoving & excavation contractors face — and line up the right cover before your renewal.
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How it works
Matched to the right broker in minutes
Tell us what you need
A few details about your business and the cover you need. Takes under a minute.
We match you
We line you up with the right vetted broker for earthmoving & excavation contractors and your risks — no guesswork.
Get covered
Your broker takes it from there — quotes and cover, sorted.
What you get
Built around your business
- Cover for the high-value machinery and equipment your business runs on.
- Protection against breakdown, downtime, and damage that could stop work.
- A renewal review timed before rollover, so major assets aren't underinsured.
How it works
Simple next steps
- 1Tell us your key assets, their value, and your renewal month.
- 2We match you to a broker who insures equipment-heavy operators.
- 3You review the cover and only switch if it's a better fit.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business insurance
Insurance for Earthmoving & Excavation Contractors
Earthmoving carries serious, high-value exposure, so cover has to match the plant and the worksite. Mobile plant and machinery cover protects your excavators, dozers and tippers against damage, theft and breakdown, while public liability covers injury and property damage on site — including hitting underground services. Add contract works cover for projects under way, motor cover for trucks and floats, and workers' compensation for your operators and labourers. With many policies renewing around 30 June, review your plant schedule and cover before the new financial year.
Common questions
Earthmoving & Excavation Contractors — insurance questions
What if I hit an underground service while excavating?
Striking a gas, water, power or comms line is a real risk in excavation, and the repair and disruption costs can be significant. Public liability cover responds to that kind of third-party damage, which is why adequate limits matter so much in this trade.
Does my plant need separate cover from public liability?
Usually yes. Public liability covers damage you cause to others, but damage to or theft of your own excavators and machines needs mobile plant and machinery cover. Reviewing your plant schedule around your 30 June renewal keeps values current as the fleet changes.
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