Business finance

Business Loans For Dentists

Working capital, equipment, and growth finance for dentists — matched to your revenue and time trading, not a generic credit score.

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Australian trades

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Aussie-based

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Vetted partners only

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How it works

Matched to the right lender in minutes

1📝

Tell us what you need

A few details about your business and what the finance is for. Takes under a minute.

2🤝

We match you

We line you up with the right vetted lender for dentists and your situation — no guesswork.

3💰

Get funded

Your lender takes it from there — approval and funds, sorted.

What you get

Built around your business

  • Finance for rooms, equipment, and fit-out as your practice grows.
  • Working capital to smooth the gap between service and payment or rebate.
  • One application across lenders that understand health-practice income.

How it works

Simple next steps

  1. 1Tell us what you need to fund and your practice's trading history.
  2. 2We match it to lenders comfortable with health and care revenue.
  3. 3You compare offers and proceed only if one fits.

Important note

Good to know

No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.

Business finance

Financing for Dentists

Dental practices are capital-intensive: a single chair, an imaging unit or a CAD/CAM mill can run into tens of thousands, and finance needs commonly sit around $65,000. Practices use equipment finance to renew clinical gear and fund fit-outs, and working capital to cover wages, lab bills and consumables across the gap between treatment and rebate settlement.

Whether you are adding a second surgery or upgrading sterilisation, the right finance keeps your capital free for day-to-day running. Cockatoo helps you match to a partner who understands dental practice economics.

Common questions

Dentists — business loan questions

What do dental practices usually finance?

Chairs, imaging, CAD/CAM and sterilisation equipment are common, along with practice fit-outs and working capital for staffing and consumables. Around $65,000 is a typical ballpark. Cockatoo helps you find a suitable partner.

Can I fund a practice fit-out or extra surgery?

Yes, fit-outs and adding surgeries are common reasons practices seek finance, since they grow capacity ahead of the revenue they generate. Spreading the cost protects your cash flow. Cockatoo helps you match to the right partner.

Get matched to the right lender

Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.

Get matched →

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