Business insurance

Insurance For Child Care Centres

Compare business insurance built around the real risks child care centres face — and line up the right cover before your renewal.

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Australian trades

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Aussie-based

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How it works

Matched to the right broker in minutes

1📝

Tell us what you need

A few details about your business and the cover you need. Takes under a minute.

2🤝

We match you

We line you up with the right vetted broker for child care centres and your risks — no guesswork.

3🛡️

Get covered

Your broker takes it from there — quotes and cover, sorted.

What you get

Built around your business

  • Straightforward cover for the liability, property, and people your business relies on.
  • Plain-English help matching cover to how you actually operate.
  • A renewal review before rollover, so you're not overpaying on autopilot.

How it works

Simple next steps

  1. 1Tell us what your business does and when your cover renews.
  2. 2We match you to a broker who explains the options simply.
  3. 3You review the cover and only switch if it fits better.

Important note

Good to know

No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.

Business insurance

Insurance for Child Care Centres

A child care centre carries serious duty-of-care risk. Public liability is essential for injury on the premises, and professional indemnity covers the care and supervision you provide. You also need contents and equipment cover for furniture, playground gear and resources, molestation and abuse cover that many centres are required to hold, and workers' compensation for your educators. With many policies renewing around 30 June, review your cover before the new financial year so children, staff and premises are all properly protected.

Common questions

Child Care Centres — insurance questions

What cover is specific to a care setting?

Beyond public liability, centres typically need professional indemnity for the care provided and abuse/molestation cover, which is often a contractual or regulatory requirement. Confirming these are in place is part of running a compliant centre.

Do I need workers' compensation for casual educators?

Yes. Workers' compensation is required for employees including casuals, and given how staff-heavy a centre is, it is a core part of your cover. Check it reflects your full roster at renewal.

Get matched to the right broker

Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.

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