Business insurance

Insurance For Car Wash and Detailing Operators

Compare business insurance built around the real risks car wash and detailing operators face — and line up the right cover before your renewal.

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How it works

Matched to the right broker in minutes

1📝

Tell us what you need

A few details about your business and the cover you need. Takes under a minute.

2🤝

We match you

We line you up with the right vetted broker for car wash and detailing operators and your risks — no guesswork.

3🛡️

Get covered

Your broker takes it from there — quotes and cover, sorted.

What you get

Built around your business

  • Cover for the workshop, hoists, diagnostic gear, and customer vehicles in your care.
  • Protection for faulty-work claims and damage to vehicles you service or store.
  • A renewal review before your policy rolls over, so you're not overpaying on autopilot.

How it works

Simple next steps

  1. 1Tell us your workshop setup, equipment, and renewal month.
  2. 2We match you to a broker who insures motor trades.
  3. 3You review the options and only switch if it's a better fit.

Important note

Good to know

No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.

Business insurance

Insurance for Car Wash and Detailing Operators

Detailing and washing means customers' vehicles in your hands all day — a swirl mark, a scratch, water damage to an interior, or a slip on a wet forecourt can all turn into a claim. Many operators hold cover with premiums around $900 a year, and getting the mix right protects your business when something goes wrong on a customer's car.

Typical cover includes public liability for the forecourt, cover for customers' vehicles in your custody and control, equipment cover, and workers' compensation for your staff. With many policies renewing around 30 June, Cockatoo helps you review your cover before it rolls over so your limits still match your busiest bays.

Common questions

Car Wash and Detailing Operators — insurance questions

What insurance does a car wash or detailer need?

Most carry public liability, cover for customers' vehicles in custody, equipment cover, and workers' compensation for staff. Cockatoo matches you to brokers who understand the risks of working on customers' cars.

Does it cover damage to a customer's car?

Custody and control cover is designed for vehicles in your care, but limits and exclusions vary. With renewals often around 30 June, it is worth reviewing yours — Cockatoo can help you line that up.

Get matched to the right broker

Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.

Get matched →

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