Business finance
Business Loans For Beauty Salons
Working capital, equipment, and growth finance for beauty salons — matched to your revenue and time trading, not a generic credit score.
Trusted by 1,200+
Australian trades
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Local support team
Vetted partners only
How it works
Matched to the right lender in minutes
Tell us what you need
A few details about your business and what the finance is for. Takes under a minute.
We match you
We line you up with the right vetted lender for beauty salons and your situation — no guesswork.
Get funded
Your lender takes it from there — approval and funds, sorted.
What you get
Built around your business
- Finance for fit-out, equipment, and stock without draining the till.
- Cash-flow cover for quiet seasons and the lead-up to busy periods.
- One application across lenders that understand retail and hospitality trade.
How it works
Simple next steps
- 1Tell us what you need to fund and your trading history.
- 2We match it to lenders comfortable with seasonal, foot-traffic revenue.
- 3You compare offers and proceed only if one fits.
Important note
Good to know
No lock-in and no obligation. We only connect you with a partner if it genuinely helps — you decide whether to proceed.
Business finance
Financing for Beauty Salons
Beauty salon owners commonly need finance for treatment equipment, fit-outs, extra rooms, or working capital to add a new service line. Around the $50,000 mark is a common ballpark for refreshing a salon or investing in skin, laser or lash equipment that opens up higher-margin treatments.
Cockatoo helps you find a finance partner suited to an appointment-driven, product-heavy business, so you can grow your menu and space without draining day-to-day cash.
Common questions
Beauty Salons — business loan questions
Can I finance treatment equipment?
Yes. Skin, laser, lash and other treatment equipment is commonly financed so the new service can start earning while you repay over time. Cockatoo can match you to a lender used to salon equipment.
What about a fit-out or extra room?
Fit-outs, additional treatment rooms and stock are all financeable, letting you grow capacity without a single large cash hit. We help you find finance structured around the ramp-up to a fuller book.
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Get matched to the right lender
Tell us what you need and we'll match you to the right partner — free, no lock-in, under a minute.