Windstorm damage is assessed under the policy’s insured events, exclusions and property conditions.
The distinction that matters
Storm cover does not automatically include flood, storm surge, wear or every loss to outdoor property.
What to check
- Read storm and flood definitions separately.
- Check outdoor property limits.
- Record damage and mitigate safely.
Example to discuss
A property owner with wind and rain damage checks both roof damage and water-entry provisions in the policy.
This is a hypothetical comparison, not a customer claim or a determination of cover.
Sources and further reading
General information only. The policy, schedule and applicable rules determine the actual position. For a personal decision, use an appropriately qualified adviser or the relevant provider.