An unscheduled property floater can cover a defined class of property without listing every item individually under the relevant wording.
The distinction that matters
Unscheduled does not mean unlimited; item, event, territorial and proof-of-ownership requirements can still apply.
What to check
- Check eligible property categories.
- Review per-item and aggregate limits.
- Confirm valuation and evidence requirements.
Example to discuss
A collector checks whether a valuable single item exceeds the unscheduled limit and needs separate listing.
This is a hypothetical comparison, not a customer claim or a determination of cover.
Sources and further reading
General information only. The policy, schedule and applicable rules determine the actual position. For a personal decision, use an appropriately qualified adviser or the relevant provider.