Budget today.
Build wealth tomorrow.
One clear plan for your personal life and your business. Know where your money is going, make confident decisions and keep moving toward lasting wealth.
Built for real life · Personal and business budgets · One complete view
- Plan personal spendingBills, everyday life and savings
- Plan business cash flowCosts, income and owner pay
- Build a safety bufferPrepare for the unexpected
- Fund your goalsShort term and long term
- Grow your wealthSee the bigger picture
Personal money and business money finally make sense together.
Plan each side clearly, understand how they connect and make decisions with the complete picture in view.
Personal budgeting
Give everyday spending, bills and savings a clear plan that still leaves room for real life.
Start planningBusiness budgeting
Plan cash flow, operating costs and owner pay without losing sight of the household.
Start planningOne complete view
See personal and business money together while keeping each budget clear and useful.
Start planningGoals that connect
Turn near-term priorities and long-term ambitions into practical funding targets.
Start planningWealth planning
Track the bigger picture and make today’s money decisions serve tomorrow’s wealth.
Start planningFlexible plans
Adjust as income, expenses and priorities change without rebuilding everything from scratch.
Start planningConfident decisions
Know what is safe to spend, what needs attention and what can move toward your goals.
Start planningMoney, made calmer
Replace mental maths and scattered spreadsheets with a plan you can return to.
Start planningA plan for now. A path to what is next.
Bring in your money
Start with the income, expenses and priorities that shape your personal life, your business or both.
Give it a job
Build a flexible plan for spending, saving, business cash flow and the goals you care about.
Grow with confidence
Review the whole picture, adjust as life changes and keep moving toward lasting wealth.
Get better with money.
Best ETFs in Australia
How to choose a great ETF in Australia — the main types, what to look for on fees and diversification, and a practical criteria checklist for comparing funds.
Best Performing Super Funds in Australia
How to judge a super fund the right way: long-term net returns, fees, insurance and service — not last year's headline number. A neutral guide to comparing funds.
Capital Gains Tax Calculator (Australia)
How to calculate capital gains tax in Australia by hand — the CGT formula, three worked examples including the 50% discount, and a step-by-step method you can follow yourself.
CGT and SMSF / Super
How capital gains tax works inside super and SMSFs — the 33.3% discount in accumulation phase, effectively nil CGT in pension phase, and what that means for timing asset sales.
CGT on Inherited Assets
How capital gains tax applies to inherited property and shares in Australia — cost base rules for the deceased estate, pre- and post-1985 assets, and the two-year main residence rule.
CGT on Investment Property
How capital gains tax works when you sell an investment property in Australia — building the cost base, improvements, depreciation clawback, the 50% discount and a full worked example.
Questions about your new money plan.
Both. Cockatoo is designed to help you plan personal spending and business cash flow while understanding how the two affect your wider financial life.
Budgeting is the foundation. Cockatoo also helps you connect day-to-day decisions with savings goals, business priorities and your longer-term wealth picture.
Yes. Start with a personal or business budget, then expand the plan when you are ready to see more of your financial picture.
No. Cockatoo is built to make planning clearer and more approachable, so you can develop better money habits one decision at a time.
Cockatoo helps you organise, plan and understand your money. It does not replace personal financial advice from a qualified professional.
Make your money work as one.
Build a plan for everyday life, business growth and the wealth you want to create.