When unexpected expenses arise or you’re planning a big purchase, personal loans in Australia can be a smart way to access extra funds. From consolidating debt to funding a renovation or covering travel costs, personal loans give Australians flexibility and financial breathing…
A new financial year brings more than just a fresh set of books. From wage increases to energy rebates and changes to ATO debt, FY25–26 comes with updates that every Australian business owner needs to know. Staying across these changes ensures your…
The Australian property market may feel unpredictable, but one thing is crystal clear in 2025: buyer demand hotspots are emerging in surprising places. While some cities are cooling after years of rapid growth, others—once overlooked—are attracting a surge of serious buyer interest…
Renting has become more expensive across Australia in 2025, and many households are feeling the squeeze. One way to get some relief is through Rent Assistance, a government payment designed to help eligible Australians cover part of their rental costs. Understanding how…
NAB has cut some fixed home loan rates ahead of the next RBA decision. In simple terms, a fixed rate locks your interest for a set time. A cut means you may pay less if you fix now. Think of it like…
Short answer: Yes. If you earn most of your income from gigs, contracts or your own ABN, you can absolutely qualify for a mortgage—provided you prove income stability and meet today’s serviceability rules. Why This Matters Now Australia has around 1.1 million…
The Treasurer plans to ease APRA rules for smaller banks. What does that mean for you? Think of a corner store competing with a supermarket. If the store fills out fewer forms, it serves you faster and may cut prices. The same…
ANZ is shaking up home loans to make things fairer for small business owners. If you run a café, a plumbing van, or an online store, your income can rise and fall. That used to make mortgages tough. Now, ANZ looks at…
Groceries feel pricey, and there’s a lot of nuance from farm gate to your basket. Start at the farm. Seeds, fertilizer, feed, and diesel all cost more than before. When gas prices rise, tractors and irrigation cost more. If drought or floods…
A bridging loan is a short-term loan secured against property. It’s not a mortgage, but it works in a similar way — just over a much shorter timeframe. Originally popularised in the 1960s to help homebuyers “bridge” the gap between selling one…