tZero in 2025: How Blockchain is Revolutionising Digital Securities for Australians

Digital securities are rapidly gaining traction in Australia, and tZero is at the forefront of this transformation. As blockchain technology matures, tZero’s platform is making it easier, safer, and more transparent for investors to trade tokenised assets. But what exactly is tZero, and why is it attracting attention from Australian investors and regulators in 2025?

What is tZero? The Platform in a Nutshell

tZero is a blockchain-based trading platform focused on tokenising traditional securities—think shares, bonds, and real estate—and enabling them to be traded in digital form. Established by US-based Overstock.com, tZero was one of the first platforms to receive regulatory approval for security token trading. In 2025, its technology is being increasingly adopted in Australia, especially as the Australian Securities and Investments Commission (ASIC) expands its framework for digital asset regulation.

• Tokenisation: Converts real-world assets into blockchain-based tokens, making fractional ownership possible.
• Transparency: All trades are recorded on an immutable blockchain ledger.
• Efficiency: Settlements can occur in near real-time, eliminating many of the delays in traditional markets.

For Australian investors, this means access to new asset classes, improved liquidity, and enhanced trust in the trading process.

2025 Policy Updates: ASIC and the Digital Asset Revolution

Australia’s regulatory environment for digital securities has shifted significantly in 2025. ASIC’s latest guidelines now recognise blockchain-based securities platforms like tZero as legitimate market operators, provided they meet strict compliance and reporting standards. This year, ASIC introduced the Digital Asset Market Licensing (DAML) regime, which clarifies how digital securities must be issued, traded, and reported.

• Greater protection for investors: Platforms must conduct enhanced due diligence and reporting.
• Cross-border opportunities: Australian investors can now more easily access overseas tokenised assets, and vice versa.
• Tax implications: The ATO has issued updated guidance on the treatment of digital securities for capital gains tax (CGT) purposes.

These policy changes have paved the way for local adoption of tZero’s model, with several Australian fintechs launching partnerships and pilot programs in 2025.

Real-World Impact: How Australians Are Using tZero

tZero is no longer just a buzzword among blockchain enthusiasts; it’s now a practical tool for Australian investors and businesses. Here are some real-world scenarios emerging in 2025:

• Fractional Real Estate Investment: Property developers are using tZero to tokenise commercial real estate, allowing Australians to invest in high-value properties with as little as $1,000.
• Small Business Capital: Startups and SMEs are issuing security tokens via tZero to raise capital from a broader pool of investors, bypassing traditional venture funding constraints.
• Alternative Asset Trading: Rare collectables, artworks, and even carbon credits are being tokenised and traded on tZero, opening new frontiers for portfolio diversification.

One standout example is an Australian property fund that tokenised a $50 million Sydney office building, enabling hundreds of micro-investors to share in rental income and capital growth without the need for expensive intermediaries.

Risks and Considerations: What Investors Should Know

While tZero and similar platforms offer exciting opportunities, they are not without risks. Market volatility, evolving regulations, and cybersecurity threats remain top of mind for both investors and regulators. In 2025, ASIC continues to warn about:

• Potential for hacking and loss of digital assets
• Unregulated overseas platforms posing scams or compliance risks
• Complex tax treatment for digital asset trades

Australian investors are encouraged to conduct thorough due diligence, use only licensed platforms, and keep up to date with the latest policy guidance.

The Future: What’s Next for tZero and Digital Securities in Australia?

The momentum behind tZero and tokenised securities shows no sign of slowing down. As more Australians seek greater access to global assets and diversified portfolios, blockchain-based trading platforms are likely to become a mainstay. Expect further integration between traditional financial institutions and digital platforms, as well as new asset classes entering the tokenised space.