Short answer: Yes. If you earn most of your income from gigs, contracts or your own ABN, you can absolutely qualify for a mortgage—provided you prove income stability and meet today’s serviceability rules. Why This Matters Now Australia has around 1.1 million…
The Treasurer plans to ease APRA rules for smaller banks. What does that mean for you? Think of a corner store competing with a supermarket. If the store fills out fewer forms, it serves you faster and may cut prices. The same…
ANZ is shaking up home loans to make things fairer for small business owners. If you run a café, a plumbing van, or an online store, your income can rise and fall. That used to make mortgages tough. Now, ANZ looks at…
Groceries feel pricey, and there’s a lot of nuance from farm gate to your basket. Start at the farm. Seeds, fertilizer, feed, and diesel all cost more than before. When gas prices rise, tractors and irrigation cost more. If drought or floods…
A bridging loan is a short-term loan secured against property. It’s not a mortgage, but it works in a similar way — just over a much shorter timeframe. Originally popularised in the 1960s to help homebuyers “bridge” the gap between selling one…
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In today’s ever evolving landscape of corporate responsibility around “going green” it has never been more important to review your options surrounding solar and other green alternative energy sources. We all want to leave the planet better then we found it right?…