Bitcoin Cash (BCH) has entered 2025 as one of the most talked-about digital assets in Australia’s ever-evolving crypto landscape. Born from a fork in the original Bitcoin network, BCH has set itself apart with a focus on speed and affordability, making it especially appealing for everyday payments. But how is it actually being used in Australia, what are the latest regulations, and what should investors and consumers keep in mind?
Bitcoin Cash: Fast, Affordable, and Aussie-Friendly?
Originally launched in 2017 as a solution to Bitcoin’s scalability woes, Bitcoin Cash increased block size, aiming to make transactions cheaper and quicker. In Australia, where consumers are savvy about digital payments and merchants are increasingly open to alternative payment methods, BCH has found a unique niche:
- Low Transaction Fees: With average fees under $0.01, BCH is attractive for micro-transactions and peer-to-peer payments. This is particularly relevant as more Australian retailers experiment with crypto payments for everyday purchases, from coffee to digital subscriptions.
- Fast Settlement: BCH transactions typically confirm in seconds, a critical factor for point-of-sale adoption.
- Growing Merchant Acceptance: Crypto-friendly payment platforms like TravelbyBit and Living Room of Satoshi continue to facilitate BCH payments, and an increasing number of small businesses now display BCH logos alongside traditional card options.
2025 Policy Updates: Regulation and Taxation
Australia’s approach to crypto has matured significantly in 2025. The Australian Transaction Reports and Analysis Centre (AUSTRAC) and the Australian Securities and Investments Commission (ASIC) have tightened their frameworks, aiming for greater transparency and consumer protection:
- Crypto Licensing Regime: As of February 2025, crypto exchanges and wallet providers must be licensed, and all must comply with robust anti-money laundering (AML) and know-your-customer (KYC) requirements. This means BCH users on Aussie platforms now face stricter ID verification, but also benefit from improved security standards.
- Taxation Clarity: The ATO reaffirmed that BCH is taxed as an asset, not a currency. Every sale, trade, or conversion is a capital gains event. The 2025 tax guidance now specifically addresses hard forks and airdrops, clarifying that BCH received from the original 2017 fork is treated differently than BCH acquired through later purchases or mining.
- Consumer Protections: New rules require platforms to hold client assets in segregated accounts, and to provide clearer risk disclosures. This is intended to prevent collapses like those seen globally in 2022-23, and should boost consumer confidence in using BCH for both investment and payments.
Real-World BCH Adoption in Australia
Despite the volatility of the broader crypto market, BCH remains one of the top five cryptocurrencies by transaction volume in Australia in 2025. Here’s how Australians are using it:
- Remittances: BCH’s low fees make it popular for sending money overseas, especially to family members in Southeast Asia and the Pacific. Digital remittance apps now commonly list BCH alongside Bitcoin and Ethereum.
- Everyday Spending: Some cafes, tech shops, and service providers now offer discounts for BCH payments. The number of point-of-sale terminals accepting BCH continues to climb, particularly in Melbourne and Brisbane’s startup districts.
- Investment Diversification: While many Australians still see Bitcoin as digital gold, BCH is being adopted by a new wave of investors keen on diversification and faster, lower-cost blockchain transactions.
Risks and Considerations
While BCH offers clear advantages, there are also risks to weigh:
- Price Volatility: Like all cryptocurrencies, BCH is subject to large price swings. In 2025, its price has fluctuated between $350 and $550 AUD, making timing and risk management critical for investors.
- Regulatory Shifts: Ongoing government reviews mean rules around crypto can change quickly. Australians using BCH for business should keep abreast of ASIC updates.
- Competition: Emerging layer-2 Bitcoin solutions and stablecoins are beginning to challenge BCH’s role as a low-cost payment network.
The Bottom Line: Is Bitcoin Cash Right for You?
Bitcoin Cash is carving out a practical role in Australia’s digital finance ecosystem, particularly for those who value speed, low fees, and easy cross-border transactions. With new regulations bringing added legitimacy and security, BCH’s future in Australia looks promising—though not without challenges. As always, a measured, informed approach is the best way to navigate the world of crypto.